The Ohio Housing Finance Agency (OHFA) Office of Single Family Housing includes a Residential Lending Division, a Single-Family Housing Tax Credit Division, and a Housing Preservation Division. Learn more about each department below.
Office of Single Family Housing
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Residential Lending
OHFA offers several affordable loan options to help you achieve your dream of homeownership. OHFA offers 30-year, fixed rate FHA, VA, USDA-RD and conventional mortgage loans designed especially for homebuyers with low- and moderate-incomes with generous income and purchase price limits.
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Single-Family Housing Tax Credit Program
Created in the FY 2024-2025 State Budget bill, the new Single-Family Housing Tax Credit program provides $50 million a year in ten-year tax credits, for four years, to incentivize the construction of new single-family homes for Ohio's growing workforce.
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Housing Preservation
Housing Preservation provides information on second mortgage payoffs, subordinations, lien releases and Grants for Grads forgiveness.
